Capital.com is one of the higher-scoring spread betting accounts in our ranking. It publishes no spread figure on the nine pairs we read, and it charges nothing for a guaranteed stop that never fires.
🗺️ FCA regulated: Capital Com (UK) Limited (FRN 793714), checked on the FCA register 22 Sep 2026
Updated on 24 Sep 2026: we recomputed every score on the site as the sum of the six criterion marks, each out of 10, divided by 60 and multiplied by 100, rounded half up, with no criterion weighted, and the ranking follows the scores, with brokers on the same score sharing a place. Capital.com’s score moved from 88/100 to 85/100 and its place moved from fourth to third of 14. The paragraph under the table of marks now states this rule, where it had said the marks do not add up to the score. The comparison with the brokers ranked either side follows the new order. The section on who you are contracting with now says Capital.com announced on 8 February 2023 an agreement to onboard OvalX’s clients, linking our page on what happened to OvalX.
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Minimum deposit£20
PlatformsWeb platform, Mobile app, TradingView
Spread figuresNone published for spread betting
Spread data read18 Sep 2026
Our Verdict On Capital.com
Capital.com scores 85/100 and ranks 3 of 14. Capital.com publishes no spread betting figure we can source. Judge it on the rest and check its prices on the platform.
How We Scored Capital.com
Our overall score for Capital.com is 85 out of 100. Below is the assessment behind it: Capital.com marked on each of the criteria we score every account against, each one out of 10.
Capital.com marked out of ten on each of the six criteria we score every account against, shown as a bar on each row.
Criterion
Capital.com
Trading Cost
9 / 10
Trading Experience
8 / 10
Trading Platform
8 / 10
Trust
8 / 10
Range Of Markets
9 / 10
Customer Service
9 / 10
The overall score shown above the table is the sum of these six marks, each out of 10, divided by 60 and multiplied by 100, rounded half up. No criterion is weighted, and this has been how every score on the site is computed since 24 September 2026.
Our scoring approach for accounts sets out what each criterion covers, where the data behind it comes from, and which parts of an account we assess rather than test.
Capital.com Spread Betting Costs
Capital.com offers a UK spread betting account. Its UK site publishes no static spread figure for spread betting on any of the nine pairs. The only spread figures are live quotes on its market pages, and those pages say the markets are available for CFD trading. Its pricing page says spread bet and CFD costs are identical but gives no figures. We therefore publish no spread figure for it.
It publishes no fixed spread for its index markets. Its pricing pages state that spreads move with market conditions.
If the FTSE is what you trade, the platform’s live quote is the only honest figure, and our page on FTSE 100 spread betting covers how those bets are priced.
Guaranteed Stops At Capital.com
Guaranteed stop-loss orders are available at Capital.com.
Capital.com charges that premium only if the order is triggered. The premium works out as GSL premium × position open price × quantity.
Capital.com publishes the formula and not the rate. The rate varies by instrument, so the platform is the only honest place to read it. We do not publish a worked example here, because we would have to invent the rate to write one.
Capital.com recorded a median fill of 121ms in our timed testing, across 15 live orders placed between 18 and 27 August 2026.
We drove both store builds on 22 and 23 August 2026, using an iPhone 15 Pro running iOS 18.6 and a Google Pixel 8 running Android 15.
On Capital.com it took three taps to get from a logged-in state to a placed order. Price alerts fired on both builds, and a guaranteed stop can be placed in the app itself. Neither build logged a crash or a stall.
Capital.com publishes a demo account, and we read its terms off Capital.com’s own demo page rather than inferring them: no expiry, no deposit to open, checked 22 September 2026.
Web-based platform, Mobile trading app, MetaTrader 4, ProRealTime, TradingView
Capital.com Testing Log
One row per dated testing event on Capital.com: the date, and what we did and what we found on it.
Date
What we did and what we found
Both builds driven on an iPhone 15 Pro running iOS 18.6 and a Google Pixel 8 running Android 15 (iOS on 22 Aug 2026, Android on 23 Aug 2026): three taps from login to a placed order, and price alerts fired on both builds.
Support contacted by live chat. First response in 4 minutes; resolved.
Criterion scores read from our master scoring sheet.
Withdrawal requested. Fee £0; the money arrived the same day.
15 live orders timed between 18 and 27 August 2026. Median fill 121ms, fourth-fastest of the fourteen accounts we timed.
FCA register entry read directly: Capital Com (UK) Limited, FRN 793714, authorised.
We read its own UK site: no spread betting figure published for any of the nine pairs.
Demo account terms read from Capital.com's own page.
What Other Review Sites Say About Capital.com
How popular is Capital.com in the UK?
People in the UK made 2,610 branded searches for Capital.com in August 2026, placing it 8th of the 14 platforms we review.
8of 14Search interest rank
2,610
Brand searches, August 2026
+49.1%
vs July 2026
350
Login searches
2.1%
Share of all searches
Source: Google search volume, the UK, August 2026.
These are Capital.com’s ratings on the platforms below, each read on the date shown and stated in that platform’s own scale.
Capital.com rated on each third-party platform, with the rating scale, the volume of ratings and the date we read it.
Capital.com’s Trustpilot profile, captured 3 Sep 2026. The figure in the table is the one the platform showed on that capture date.Capital.com’s TradingView profile, captured 3 Sep 2026. The figure in the table is the one the platform showed on that capture date.
Capital.com At A Glance
Key facts about Capital.com: its FCA-regulated entity, minimum deposit, spread bet platforms, markets, inactivity fee and guaranteed stops.
🗺️ FCA regulated
Capital Com (UK) Limited (FRN 793714)
💰 Minimum deposit
£20
📊 Spread bet platforms
Web platform, Mobile app, TradingView
🛍️ Markets available
5,000+
🛡️ Guaranteed stops
Available
What You Can Bet On
Capital.com publishes these counts on its own market pages.
Forex pairs: 120+
Indices: 35+
Who You Are Actually Contracting With
Spread bets at Capital.com are placed with Capital Com (UK) Limited (FRN 793714), checked on the FCA register on 22 Sep 2026. The brand and the authorised company line up here, which is worth saying because they often do not. The same check on five other brands in our spread betting broker reviews directory returns a company you were not looking for.
On 8 February 2023 Capital.com announced an agreement to onboard OvalX’s clients, and our page on what happened to OvalX explains why OvalX no longer offers UK spread betting.
What FCA authorisation buys you is the same at every broker in our ranking. Client money is held separately from the firm’s own, negative balance protection applies to retail accounts, and FSCS and Financial Ombudsman Service access depends on eligibility. It is a floor rather than a recommendation, and our guide to FCA regulation of spread betting sets out what it does not cover.
Is Capital.com Regulated By The FCA?
Capital Com (UK) Limited is on the Financial Services Register under firm reference number 793714, and its status panel reads Authorised, since 26 Oct 2018. We read the entry on 3 Sep 2026, and the capture below is what the register showed that day.
Capital Com (UK) Limited, FRN 793714, on the FCA Financial Services Register: status Authorised, since 26 Oct 2018. Captured 3 Sep 2026. Source: the firm’s register entry, Financial Conduct Authority.
The permissions panel is not in the capture, so this page makes no claim about which regulated activities the authorisation covers. Our regulation guide sets out how to verify a firm on the FCA register.
Capital.com Trust, Ownership And Client Money Protection
Can You Trust Capital.com?
Capital.com's UK business is run by Capital Com (UK) Limited, a firm Authorised by the FCA since 2018. Capital.com states that it manages client money under the FCA's client money and client assets rules in CASS, which means client money and assets are separated from its own resources. Capital.com also states that, as a retail client, your account balance cannot fall below zero, and losses are capped at the funds available in your account. (FCA register, read ; Capital.com's own site, read ; Capital.com's own site, read )
Who Owns Capital.com?
The UK firm, Capital Com (UK) Limited, has 1 individual registered as a person with significant control on the Companies House register of persons with significant control, read 19 September 2026. (Companies House, read )
What Happens To Your Money If Capital.com Fails?
Capital.com states that it separates client money and assets from its own resources under the FCA's client money and client assets rules in CASS. Capital.com also states that any deficit of funds, up to a maximum of £85,000, may be eligible for compensation through the Financial Services Compensation Scheme. The FSCS itself gives the limit as up to £85,000 per eligible person, per firm, for a firm that failed after 1 April 2019. (Capital.com's own site, read ; FSCS, read )
How Long Do Capital.com Withdrawals Take?
We requested a withdrawal from Capital.com on 27 August 2026. The fee was £0 and the money arrived the same day. (our August 2026 withdrawal test, requested )
If you have traded with Capital.com, tell us what a new customer should know. Submissions are read by the team. Only reviews we can verify are ever published, and none are published yet. Nothing you enter here appears on this page.
Reviews are never paid for and never edited for a broker.
Capital.com Spread Betting: FAQs
How does Capital.com charge for a guaranteed stop-loss order?
Capital.com charges the premium only if the guaranteed stop is actually triggered, and shows the fee on the deal ticket before you open the position. Nothing is taken when you attach the order. That is the opposite of the model at some competitors, which take the premium up front and refund it when the stop never fires.
Is there a minimum stake on a Capital.com spread bet?
Capital.com does not publish a minimum stake per point on its UK site, so we do not state one. A minimum deposit is published and is on the summary table above.
65% of retail investor accounts lose money when trading spread bets and CFDs with this provider.
Your capital is at risk. Spread betting is leveraged, so losses can exceed the amount you set out to risk on a bet. This page is not financial or tax advice.
Justin Grossbard co-founded Spread-Bet.co.uk with Noam Korbl in 2024, and co-founded the broker comparison network CompareForexBrokers with him in 2014. He has written for Kiplinger, Entrepreneur, Finance Magnates and MoneyShow since 2022, with articles on forex and trading at MoneyShow, Finance Magnates and Kiplinger.
Change history: 7 earlier dated notes
Updated on 23 Sep 2026: Every claim was checked against primary sources on 22 and 23 September 2026, and a large amount of text was removed, including passages that repeated what other pages own and account-opening and approval details, which are no longer published anywhere on the site. The app test now counts three taps from a logged-in state, a support first response of 4 minutes was added, and FSCS and Ombudsman wording now reflects eligibility. A video review and a tax guide link were also added.
Updated on 22 Sep 2026: Broker facts were re-read at Capital.com’s own UK pages and the FCA register on 22 Sep 2026, including the demo terms and the platform list, now the web platform, mobile app and TradingView. The old average wording was renamed the brokers’ average throughout.
Updated 19 Sep 2026. A new section answers whether you can trust Capital.com, who owns it, what happens to your money if the firm fails, and how long withdrawals took in our test, each with its sources and the date we read them (19 September 2026). The FCA register section now opens with the question of whether Capital.com is regulated. The byline now credits David Levy as fact-checker. A sentence notes that Capital.com also offers CFDs, with a link to our comparison of the two products. No score, rank or spread figure changed.
Updated 18 Sep 2026. We changed how we read spreads: we now read each broker’s own UK site and record what kind of figure it publishes, average, typical, fixed, target or minimum. The cost section, the verdict and the pros and cons now follow what Capital.com publishes. No score or rank changed.
Updated 5 Sep 2026. A section inviting readers who have traded with Capital.com to tell us what a new customer should know now sits before the FAQ: a rating, how long they have traded, the markets, one thing to know, and their consent. Submissions are read by the team, only reviews we can verify are ever published, and none are published yet; nothing entered there appears on this page. No figure changed.
Updated 3 Sep 2026. Three changes on the day. First, a cost band now opens the page: what a spread bet costs at your stake and bet count against the brokers’ average, computed from the same harvest as the spread table further down. Second, the FCA register entry for the authorised firm was re-read and captured, and the capture sits under the section on who you contract with, beside the licence list; the rail’s section list was cut to the sections readers use. Third, the page moved onto the new review layout: a head-to-head against the two accounts either side of it in our ranking, a dated testing log built from the August datasets, a licence list, a per-bet cost tool on the spread table, and a section carrying the third-party ratings read from the platforms themselves, each with the date it was captured. No spread figure, score or rank changed.
Updated 30 Aug 2026. Four dated tests were added and none was on the page before: a support question timed to first response, an account opening timed to approval, a withdrawal with its fee and arrival, and both store builds of the app driven on an iPhone and a Pixel. The page also gains Capital.com’s own median fill, where it previously pointed at the timed test without a figure, and Capital.com’s demo terms. The sentence saying we publish no assessment of how either platform performs is retired, because the app test now measures part of what it disclaimed. No spread figure, score or rank changed.
85
Capital.com65% of retail investor accounts lose money when trading spread bets and CFDs with this provider.
