Capital.com is a relatively new Cyprus based broker founded in 2016 getting FCA regulation two years later in 2018 to offer spread bet facilities. We compared the broker’s spread betting fees, trading instruments and software to the other 15 UK spread bet companies.
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Capital.com Summary
I ranked Capital.com 7th out of 16 brokers offering spread betting based on their low trading costs and good range of trading platforms including MT4 and TradingView. Another key feature is they offer over 2,500 markets to spread bet including 120 currency pairs.
Some negatives of Capital.com compare to the best spread betting platforms relate to difficulties I had when trading relating to having orders executed and customer support levels. These difficulties aligned with some of the negative trader reviews reported on sites such as Trustpilot.
64% of retail investor accounts lose money when trading spread bets and CFDs with this provider.
The Capital.com spread bet account has no commissions, and the fee is determined by the spread. This is standard for spread betting brokers.
I examined their published average spreads at the beginning of 2025 and compared them to other top brokers. I found that they were fairly competitive in most cases, although several brokers performed better than Capital.com.
The top UK spread betting platform for spreads was Pepperstone.
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Spread Bet Spreads
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|---|---|---|---|---|---|
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0.60 | 1.50 | 1.30 | 0.60 | 2.00 |
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0.60 | 1.10 | 1.00 | 0.70 | 1.30 |
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0.90 | 1.20 | 1.40 | 1.10 | 1.80 |
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0.80 | 1.20 | 1.40 | 1.40 | 1.90 |
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0.85 | 1.40 | 1.40 | 0.82 | 1.77 |
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1.40 | 1.50 | 1.50 | 1.00 | 2.40 |
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1.10 | 1.30 | 1.40 | 1.40 | 1.60 |
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0.90 | 1.70 | 1.00 | 0.80 | 1.90 |
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0.80 | 2.20 | 1.40 | 0.80 | 1.90 |
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1.20 | 1.80 | 1.70 | 1.10 | 2.70 |
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0.90 | 1.20 | 1.30 | 1.10 | 1.80 |
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0.80 | 1.00 | 1.00 | 1.00 | 2.50 |
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1.40 | 1.10 | 1.60 | 1.40 | 1.00 |
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0.80 | 1.20 | 1.10 | 1.10 | 1.90 |
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1.40 | 1.60 | 1.80 | 2.10 | 1.80 |
Avg. spreads are taken from each broker's website and updated monthly. Last update on 07/01/2025
As an example, their average spread on the EUR/USD was 0.6. When compared to the industry average of 1.0 pip, we can see that Capital.com is outperforming the industry on this highly popular pair.
| Capital.com Average Spread | Average Industry Spread | |
|---|---|---|
| EUR/USD | 0.6 | 1 |
| AUD/USD | 0.6 | 1.1 |
| EUR/GBP | 1.5 | 1.4 |
| GBP/USD | 1.3 | 1.3 |
| USD/JPY | 1.1 | 1.3 |
| AUD/JPY | 1.1 | 2.1 |
| EUR/JPY | 2.5 | 2.2 |
| USD/CAD | 2 | 1.9 |
| USD/SGD | 4 | 3.6 |
To learn how different spreads impact your trading fees, use the fee calculator below. With this calculator, you can compare Capital.com with their main competitors.
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I was equally impressed with the competitive spreads on other financial markets. The FTSE 100 tested at 1 point and gold at 0.30 points, both in line with the rest of the industry. These spreads were consistent, if unspectacular across most of the broker’s markets. Shares, for example, exhibited slightly higher trading costs than the industry average, save for US shares.
| Share Category | Capital.com Spread | Industry Average |
|---|---|---|
| UK Shares | 8pt | 5.19pt |
| US Shares | 0.15% | 0.16% |
| Geman Shares | 0.20% | 0.15% |
| Hong Kong Shares | 0.25% | 0.20% |
| Australian Shares | 0.20% | 0.17% |
I found Captial.com’s spreads to be pretty competitive. The average 0.6 pip spread on the EUR/USD is very good, but the brokerage was also tight on other markets – like indices and gold.
The tighter spreads will significantly reduce your spread betting costs, which is why I think Capital.com is a good contender as a fairly low-cost spread betting broker.
Capital.com stands out by providing both MT4 and TradingView, giving traders access to two of the most advanced retail platforms for spread betting.
I was happy to find that Capital.com offers the MetaTrader 4 (MT4) platform, as not all spread betting brokers support this software. MT4 is a solid platform that comes with a wide range of 30+ technical indicators, such as Moving Averages, RSI, and MACD, as well as excellent drawing tools for technical analysis.
What I like most about MT4 is its customisation options, allowing you to create bespoke technical indicators and fine-tune your strategies that default indicators cannot provide.
Our senior analyst Ross Collins shared one of his own favourite aspects of the platform:
“A stand out feature of MT4 for me is the ability to automate your spread betting strategies through Expert Advisors (EAs)”, Ross said.
“I find this useful, as EAs can handle 100% of the trade, from identifying opportunities to managing risk and executing bets based on your predefined rules.”
In fact, only MT4 allows automated trading on Capital.com. So if you plan to automate your bets, then MT4 is your only choice. However, it’s worth noting that MT4 doesn’t support share spread betting – so there’s no way to automate share spread betting at all with Capital.com.
TradingView is web-based. This means it doesn’t require any downloads, unlike the MetaTrader 4 platform.
I found its advanced charting capabilities to be the best in my opinion. With an extensive library of 110+ indicators and drawing tools, these capabilities surpass most other platforms I’ve used.
One feature I liked is the market screener. It lets you scan multiple markets for new opportunities based on your filter setting, such as candlestick patterns, moving average crossovers, or price action settings like breaking yesterday’s low price.
My SpreadBet co-founder, Noam Korbl, shared some of his own experiences while using TradingView:
“I’ve used it to semi-automate my spread betting process, significantly speeding up my market analysis,” Noam said.
“This feature feeds me alerts whenever a market meets my criteria. So, if you trade various financial markets, this feature makes it easier to analyse several assets without loading multiple charts.”
Like MT4, TradingView allows for custom indicator creation. I’ve found this helpful, as I could tailor my indicators to work outside the default settings on TradingView. However, it lacks the ability to automate your trades, which is a bit of a letdown. Adding automation would make TradingView the best platform, hands down.
I found Capital.com’s web platform to be an excellent option for beginners. The intuitive interface makes it easy to find markets and use charting tools to execute trades and manage risk. I liked that you can set stop losses and take profits in monetary values rather than points.
This feature makes risk management more straightforward – if I want to risk £20, I simply input £20 as the stop loss.
The charting is a basic version of TradingView, offering access to 75 indicators, which is still more than most other proprietary platforms. You’ll find the most popular indicators, such as Bollinger Bands and Ichimoku Clouds, are easily accessible without downloading custom indicators.
Plus, the ability to visually move your stop loss and take profit orders on the chart is a helpful feature, especially if you’re new to spread betting.
Another advantage I found with the web platform is the risk management tools. Things like guaranteed stop-loss orders (GSLOs) can protect you from slippage when market volatility is high.
I found adding a guaranteed stop-loss order easy – this is a big strong point for the broker, as I’ve seen too many beginner traders lose out because they either didn’t set a GSLO, or set it incorrectly.
Capital.com offers a mobile app for spread betting, allowing you to analyse and place bets on the go. The app is available on both iOS and Android devices and gives you access to all of the broker’s 2,900+ markets.
You also get access to the same advanced charting you’d find on its web platform, ensuring you can maintain your workflow across different devices.
One of the main bonuses I found is that you can have price alerts pushed directly to your device, ensuring you never miss an opportunity. The user-friendly design makes it easy to access the charts and be ready to place a trade, providing a seamless trading experience.
If you choose TradingView or MT4 as your main platform, both are available as mobile trading apps.
During my testing, I didn’t experience any issues with execution speeds or rejected orders on any of the three platforms. Capital.com states they have an average execution time of 0.032 seconds, which is not the fastest from my analyses, but it’s not the worst either.
Capital.com achieves these speeds through a market maker execution model, meaning you place bets directly with the broker rather than another seller or buyer, providing solid market conditions.
Our Verdict On Capital.com Trading Platforms
With options of MetaTrader 4, TradingView, and even its own Capital.com Web Platform, the broker offers a decent selection of trading platforms to tailor your experience with the broker.
So whether you automate your bets, scalp the markets, or rely on technical analysis, Capital.com gives you the best platforms for the job.
Yes, Capital.com is safe. It is one of the fast-growing spread betting brokers, gaining over 500,000 clients since launching in 2016. Like most of the brokers I examined, it’s regulated by the FCA.
Capital.com is regulated by the Financial Conduct Authority (FCA). Formerly known as the Financial Services Authority, the FCA is a respected Tier-1 regulator that provides oversight and protection for UK spread bettors. One of the key benefits is Negative Balance Protection, which means you’ll never lose more than your deposit, and so never owe the broker money.
Alongside the FCA, I like it when other authorities regulate a broker, as this shows that the broker meets the high standards and requirements of multiple frameworks, reinforcing its safety. Capital.com is also authorised by other Tier-1 authorities such as:
Over 500,000 traders have used Capital.com’s services since 2016, which I think is a strong signal that the broker has a solid reputation.
Plus, the broker recorded an annual client trading volume of $1.2 trillion in 2023, showing that traders trust the broker with their trades. We don’t have updated figures for 2025 yet, but as there are plenty of active traders, I’m sure it’s a big number.
Maintaining such a large, satisfied user base would be difficult if the broker wasn’t delivering a quality spread betting experience
I like to see how other customers feel about Capital.com, so using TrustPilot can indicate the broker’s reputation. As of July 2025, Capital.com scores an impressive 4.6/5 “Excellent” rating on Trustpilot, based on more than 12,000 UK reviews.
While a high rating is great, I’m more encouraged by the volume of positive feedback. 84% of the reviewers gave Capital.com 4 or 5 stars. Having over 9,000 customers willing to praise Capital.com publicly is a strong indicator of an excellent reputation.
Our Verdict On Capital.com’s Trustworthiness
It’s clear that Capital.com is a trusted company, supported by its 11,000+ positive reviews on TrustPilot and its acquisition of over 500,000 traders.
The broker is also fully regulated by the FCA. This one of the strongest signals of trustworthiness, due to the regulator’s strict frameworks and protection of UK traders.
Capital.com offers standard deposit methods like debit cards and bank transfers, but also includes ApplePay and Truelayer. This is a great addition, providing you with a secure and convenient option for funding your account.
Capital.com has a minimum deposit of £20. This is the case for every deposit option except bank transfer, which requires a minimum of £50. This low entry point allows you to start trading with a smaller budget without forcing you to meet a larger minimum (like £500), which is a positive in my book.
However, I’d strongly recommend depositing more than the minimum. In my experience, £20 is barely enough to open a single spread bet, limiting your trading flexibility. You should try at least £100-500.
You can fund your spread betting account using different base currencies with Capital.com. While GBP is the most common currency for UK-based traders, I think it’s great that Capital.com allows you to open accounts in USD or EUR.
Keep in mind, though, your spread bets will be executed in GBP. Other trading types, like CFDs, can be opened in other currencies.
Capital.com offers more choices than many of the brokers I’ve reviewed. These include standard methods like bank transfers and debit cards, as well as modern options like ApplePay and Truelayer.
In my testing, I found debit card deposits to be instant, ideal if you want to enter the market quickly. For e-wallets, confirming the completed transaction can take up to 48 hours. I used the bank transfer service, which typically takes the longest (up to 3 business days), but I was able to start trading within one day.
It’s worth noting that the broker does not charge you to deposit your funds, which is a great benefit.
I found the withdrawal process at Capital.com simple, with funds going directly back to the same method used for the initial deposit. When I made my withdrawal, it was approved and sent back to me within 12 hours, which I consider to be fast.
It’s free to withdraw for each method, but the minimum withdrawal requirement is £20. If you wish to withdraw anything less, the broker will make you withdraw your full balance.
Opening an account with Capital.com is a simple online application process, which I found highly convenient. The application asks standard questions about market knowledge, risk tolerance, and financial/employment details – all necessary due to FCA regulations.
I completed the application in about 5 minutes, and was approved within a few hours after submitting my proof of ID and address. With this speed and the use of a debit card for funding, you could get set up within the same business day, which is an excellent turnaround in my opinion.
Our Verdict On Capital.com Funding
I’m impressed with the broker’s variety of deposit methods, which combine traditional and digital methods to help make faster and more secure payments online. The £20 minimum deposit makes starting with the broker more accessible if you have a lower budget.
While the £20 minimum withdrawal might be inconvenient for some, I believe the overall funding experience with Capital.com is strong.
Capital.com is a multi-asset spread betting broker offering an impressive 2,500 financial spread betting markets ranging from forex to commodities.
On forex spread betting, Capital.com stands out with its impressive selection of 120 currency pairs, which is one of the largest I’ve seen among UK brokers. I found the broker covers all the major and minor currency pairs as well as a comprehensive choice of exotic pairs, like the ZAR/JPY.
Capital.com also impressed with over 50 commodity markets to spread bet on, which is almost four times the number of products most brokers offer in this category.
You can trade precious metals like gold, and energies such as oil, as well as soft commodities like cocoa and wheat. This means you can bet on seasonal trends across multiple commodity markets.
For indices, Capital.com doesn’t disappoint. There are 32 indices markets, including the VIX indices, which other brokers sometimes ignore. I had access to all the major global stock indices like S&P 500, Dow Jones, DAX 40, and FTSE 100.
What I appreciate about this range of indices is that it allows you to gain exposure to entire markets or sectors without having to pick individual stocks.
Capital.com’s share trading offering is extensive, with access to 2,500 stocks from major stock exchanges. I was able to bet on shares from top US exchanges like NYSE and NASDAQ, as well as UK exchanges like the London Stock Exchange.
What I like is the ability to spread bet on popular stocks like Apple and NVIDIA in GBP. This eliminates the need to pay conversion fees when trading US stocks, which can eat into profits. Furthermore, it removes the exposure to currency fluctuations from buying foreign stocks directly.
Our Verdict On Capital.com Trading Products
I’m impressed with Capital.com’s selection of 2,500 markets which is slightly above the industry average when it comes to trading products (typically 2,000).
Interestingly, the broker stands out for its 120 forex markets which is one of the largest selections I’ve tested. Alongside forex, the broker offers a decent choice of indices, commodities, and shares giving you a true multi-asset broker experience.
The broker offers 24/7 Live Chat support, which is helpful if you encounter any issues with your positions or have general questions about your trading account.
I also found that it provides a comprehensive knowledge database that covers a wide range of topics, from using your Capital.com spread betting account to navigating the MT4 platform.
This self-help resource is a valuable tool for getting started and finding answers to common questions instantly. I like this approach because you can type in your question, and it’ll find the relevant answer, saving you time queuing for live chat or making a phone call.
In addition to Live Chat, Capital.com offers a direct phone number for customer support. I find this option useful when you need immediate assistance or prefer to discuss more complex issues with customer support.
The ability to speak with someone directly can help resolve matters more efficiently. Complex issues can be explained better over the phone than by live chat.
Alternatively, you can email Capital.com’s customer service, which is useful if you don’t have the time for a live chat and the request isn’t urgent. I think having multiple channels for support is vital for a spread betting broker, as it gives you the best chance of getting answers through your preferred method.
Our Verdict On Capital.com Customer Service
I appreciate that Capital.com provides several channels for support, ensuring you find the most convenient and fastest route for help. With access to phone support and live chat (both 24/7), you get access to human agents fast, which helps when it comes to complicated or urgent questions.
Capital.com offers a solid range of market analysis from their in-house analysts covering market news and bet ideas. Additionally, the broker provides new bettors with a foundation to learn how to spread bet.
Capital.com Market Analysis
I found Capital.com’s in-house market analysis to be comprehensive, especially considering they cover multiple markets throughout the trading day. The key topics they covered were the latest market news and data releases, which I think is great to be kept informed about.
The analysts offer in-depth commentary supported by charting and data tables, making their analysis easier to understand.
Capital.com Educational Resources
I was pleased to see that Capital.com caters to both beginner and advanced traders in their educational offerings. This approach shows they haven’t neglected more experienced traders, which I think is pretty commendable – you’ll need to keep learning across your entire spread betting career, but too many brokers seem to forget about this.
For beginners, the material is basic and easy to pick up, which is great if you’re just starting out. However, I noticed a lack of videos and practical examples, and some lessons were just walls of text. I did find this a bit tedious to read through.
On the other hand, the advanced courses covering technical analysis and trading psychology were much better. They demonstrated using indicators and trading patterns like candlesticks, providing useful content that I found more valuable.
Capital.com Demo Account
Capital.com’s demo account provides £1,000 in virtual funds, which I think is a decent amount to practice with as it is more realistic starting capital. I like that the account won’t expire unless you become inactive by not placing any bets, so you can test and learn at your own pace.
Our Verdict On Capital.com Research and Education
I like how Capital.com has taken the initiative to produce in-house market analysis through its own analysts, which gives you a unique perspective on the markets.
The broker’s educational materials are in-depth and useful for new and advanced bettors. However, I felt the content could be more engaging and improved using videos.
Capital.com, on the whole, provides a decent spread betting experience. The broker’s spreads across multiple markets are some of the lowest I’ve tested, with EUR/USD being the standout at 0.6 pips.
I found that the broker offers a solid range of markets and trading platforms, including MT4 and TradingView, which are rare options for spread betting brokers. Capital.com doesn’t offer the best range of third-party services, but they do deliver by providing an excellent in-house market analysis and educational resources that target new and advanced traders.
If you want a low-cost spread betting broker with a decent range of markets and a choice of platforms, Capital.com could work – although I advise checking out some of the brokers who scored higher in my tests, like Pepperstone and Spreadex.
64% of retail investor accounts lose money when trading spread bets and CFDs with this provider.
Capital.com offers spread betting leverage up to 30:1 for major forex pairs, 20:1 for minor pairs, indices and commodities, and 5:1 for stocks.
This allows you to control larger positions with a smaller account balance. Elective professional traders who have met the FCA’s requirements can acquire higher leverage up to 300:1 on forex pairs.
Spread betting can be profitable when done successfully, offering high returns from small price movements thanks to leverage. However, to generate consistent returns, you must have solid market knowledge, a trading strategy, and the ability to manage risk.
Risk is always a factor to consider when spread betting. There is a real danger of losing money rapidly if your bets don’t work out in your favour.
Spread betting is a derivative product which means you are speculating on the price direction of a financial instrument without owning the underlying market. You bet a fixed amount per point the market moves, and you can bet on both long and short directions.
One of its key advantages is that the derivative is tax-free in the UK, meaning you do not pay capital gains tax on your profits or stamp duty.
CFD (Contract for Difference) trading is a derivative product that allows you to trade a financial instrument without owning the underlying asset.
Like spread betting, you can trade CFDs with leverage and the ability to go long or short. However, a key difference between CFD trading and spread betting is that you do pay capital gains tax on CFD trade profits in the UK.
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