BACKGROUND
Spread-Bet.co.uk aims to facilitate users (such as you) to consider and ultimately select a spread betting platform (the Service). The Service also includes all other ancillary products and services provided by Spread-Bet.co.uk from time to time.
The use of this website (the Site) by any end-user, on any computer, mobile phone, tablet, console, or another device (the Device) is subject to these Terms and Conditions and the Spread-Bet.co.uk Privacy Policy as well as any other additional terms, conditions, policies, rules, disclaimers, and notices displayed by Spread-Bet.co.uk on the Site (Terms and Conditions).
By using the Site and through navigating and viewing the comparison tables, you acknowledge and agree that you will, at all times, adhere to Spread-Bet.co.uk’s Terms and Conditions (as amended from time to time).
DESCRIPTION OF SERVICE AND SITE
- The Service is made available to you on our Site and includes:
- Spread betting trading guides;
- Reviews of spread betting providers;
- Comparison tables in relation to spread betting platforms that you access via the Site;
- Multiple communication platforms (including live chat, email, and phone) are used to convey trading information; and
- Any other products, services, and features (Add-On Services) made available or provided to you by Spread-Bet.co.uk in connection with the Service, including third-party products or services.
WEBSITE
The Site is intended to provide you with information about spread betting platforms, to educate you, assist you in comparing the service offerings of various platforms, and help you select a platform appropriate to your needs.
PRIVACY
Your privacy is very important to us. Please refer to our Privacy Policy for further information about how we collect and manage your personal information.
YOUR USE OF THE SITE
The Services we offer on our Site are provided to you free of charge. Spread-Bet.co.uk acknowledges that it has contractual relationships with the spread betting platforms listed on the Site and receives payments from these platforms (including affiliate commissions when users click on the ‘view website’ options on each comparison page).
Spread-Bet.co.uk also acknowledges that:
- Some or all of the information shown on the Site has been supplied by spread betting platforms, and Spread-Bet.co.uk has not verified such information;
- Spread-Bet.co.uk procures information manually and does not receive updated information automatically from any platforms;
- Information on platforms can be difficult to compare, and subjective interpretation is sometimes required;
- Any statement you may read on the Site is educational only and not intended to be a statement of law, regulation, or governmental policy;
- Spread-Bet.co.uk is not a registered spread bet provider or FCA-authorised firm;
- All information and comparisons provided on the Site are summaries only; and
- Spread-Bet.co.uk takes steps to rectify inaccuracies in a timely manner when identified and brought to Spread-Bet.co.uk’s attention.
LIMITATION OF LIABILITY
Trading spread bets is inherently risky and may cause you to suffer losses.
Prior to selecting a platform and/or making any decision to trade, you must review the relevant platform’s terms and conditions, make your own inquiries as to the suitability of any spread betting products, and seek professional financial advice. You should also raise any queries or concerns with your professional advisor or the platform.
To the maximum extent permitted by law:
- We exclude all warranties and representations as to the correctness, accuracy, adequacy, completeness, currency, reliability, timeliness, or usefulness of any information or other content contained on the Site or the Service;
- We do not guarantee the accuracy, timeliness, or completeness of information on any platform or the quality of the results obtained from the Site;
- We do not guarantee that the Site or the server supporting the Site is free from defects, viruses, or other harmful components, or that it will be uninterrupted or error-free; and
- Neither we nor our employees, officers, directors, contractors, or agents will be liable for any direct, indirect, consequential, or other loss or damage, however, caused (whether by negligence or otherwise), arising in connection with your use of, or inability to use, the Site or the Service, or reliance upon any of our content or other information contained on the Site.
You agree to indemnify us against any action, liability, claim, loss, damage, or expense (including but not limited to legal costs) suffered or incurred by us, whether directly or indirectly, in connection with:
- Your breach or non-observance of any of these Terms and Conditions;
- Any breach or inaccuracy in any of your representations or warranties;
- Your use of the Site; and/or
- Your use of the Service.
Nothing in these Terms and Conditions is to be read or applied to exclude, restrict, or modify any condition, warranty, guarantee, right, or remedy implied by law and which by law cannot be excluded, restricted, or modified.
ACCESS
We grant you a limited, revocable, non-exclusive, non-assignable, non-sub-licensable license and right to use, access, or browse the Site on any device and use the Service, strictly in accordance with these Terms and Conditions. Any use of the Site or the Service that is contrary to these Terms is strictly prohibited.
We reserve the right to temporarily or permanently interrupt or disable access to the Site or the Service at any time for any purpose, including general maintenance or updates of the Site. We will not be liable to you or any other person for interruption or termination of access to the Site.
CUSTOMER DATA
While using the Service, you may choose to provide, upload, import, transmit, post, or make accessible to Spread-Bet.co.uk certain of your information, data, content, or software (Customer Data). You grant us and our third-party providers a non-exclusive license to use, process, access, modify, display, copy, and store Customer Data to provide the Service, including transferring such data to third-party providers (including platforms). No customer data was transferred from Learn Money after the business was purchased by Spread-Bet.co.uk in 2024.
ELIGIBILITY
To access the Site and use the Service, you must:
- Be aged 18 years or older;
- Not be prohibited or restricted from using the Service;
- Not be a competitor of our business or use the Service for competitive reasons;
- Not violate any intellectual property rights; and
- Have full authority to enter into agreements with us.
CONSENT AND CONDUCT
By using, accessing, or browsing the Site, you agree to these Terms and Conditions. If you do not agree, please do not use the Site. You must comply with all laws and regulations while using the Site.
INTELLECTUAL PROPERTY
Content on the Site, including graphics, headers, logos, and trademarks, is owned by us or our affiliates. You may only use this content for personal, informational, and non-commercial purposes.
THIRD-PARTY SITES
The Site may contain links to third-party websites (Third-Party Sites). We do not endorse or control the content or policies of any Third-Party Sites, and your access is at your own risk.
PAST WEBSITE CONTENT
Content and actions previous to our takeover of learnmoney.co.uk and findependenceday.com are not part of our terms and we take no responsibility for the practices or this content.
UPDATES
We reserve the right to update these Terms and Conditions at any time. By continuing to use the Site after any updates, you agree to the new Terms and Conditions.
COMPLAINTS
If you suspect a violation of these Terms and Conditions, please contact tegan@spread-bet.co.uk.
APPLICABLE LAW
These Terms and Conditions are governed by the laws of England and Wales. By using the Site, you submit to the exclusive jurisdiction of the courts of England and Wales.
CONTACT
If you have any questions or concerns about these Terms and Conditions, please contact us via email at tegan@spread-bet.co.uk. You can also use the form on our contact us page.
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